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Open source alternative to Stripe Connect, Payoneer and Tipalti
Open-source Stripe Connect alternative for global payouts with near-zero fees.
Zoneless is a revolutionary payment solution designed to replace Stripe Connect, offering near-zero fee USDC payouts. This open-source platform allows businesses to self-host their payout infrastructure, ensuring instant global payouts without vendor lock-in. With API compatibility with Stripe, transitioning to Zoneless is seamless for developers familiar with Stripe's ecosystem.
Key Features:
Use Cases:
Zoneless empowers businesses to streamline their payment processes while significantly reducing costs, making it a compelling choice for modern marketplaces.
Zoneless fits marketplace teams that pay many sellers and want to test a lower-cost payout rail without rebuilding their API integration from scratch.
Your sellers require traditional bank payouts and cannot receive stablecoins.
The Stripe-compatible API positioning helps developers experiment with global seller payouts while keeping infrastructure inspectable.
You need full card acquiring, subscription billing, fraud tooling, and vendor-managed compliance in one provider.
Zoneless positions its API around familiar Stripe Connect payout patterns, which can reduce migration work for teams already familiar with marketplace payouts.
The README centers global seller payouts through USDC, which can reduce bank-transfer friction for marketplaces operating across countries.
Teams can run the payout infrastructure themselves instead of sending every payout workflow through a proprietary payments platform.
No. Zoneless is positioned as a replacement for the payout part of Stripe Connect, not every Stripe product.
The README centers global payouts with USDC. Teams should confirm regulatory and seller requirements before using stablecoin payouts.
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Marketplace payouts get expensive and operationally rigid when every seller payment runs through a closed platform. Cross-border transfers add fees, settlement delays, and account restrictions that can block smaller or global marketplaces.
Teams also want developer ergonomics similar to Stripe without giving up control over the payout layer. The hard part is keeping API integration simple while owning more of the settlement path.
Yes. The README explicitly describes Zoneless as self-hosted and open source.